California AG Wants Pay Option ARM Answers

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California homeowners hold nearly 60% of the nation’s pay option ARMs originated between 2004 and 2008, the attorney general’s office said.

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The prior settlement related solely to pay-option ARM loans originated by Wachovia and World Savings. The new agreement is broader and relates to a broader class of loans. A consumer might qualify for relief under both settlement, but it will depend on his or her specific circumstances.

Bankrate.com provides a FREE additional payment calculator and other mortgage loan calculators.

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