FHA may relax condo rules soon

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A number of changes are coming out of the FHA, the Federal Housing Administration, a government-backed entity that supports most of the home lending currently taking place in the United States. You.

How to Search for FHA Approved Condos By Deborah Goonan, Independent American Communities In light of recent developments, I am republishing the following blog, originally appearing October 27, 2015. See the following article. The House of Representatives has voted to relax condo rules. This is, in my opinion, a very misguided approach to improving the rate of homeownership, as well as affordability, for American home buyers.

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Because if they do, FHA Condo Approvals may not be as valuable to associations as they are now. This could pose a threat to our livelihood. I explained that the spot loan program was eliminated due in part to abuse in the mortgage industry. It allowed for single loans in condominiums that were not on the FHA approved condominiums list.

“It may also include single unit approvals for loans that meet HUD standards for unapproved projects, allowing HUD to set the specific percentage.” The FHA issued proposed changes to its condo rules.

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The FHA Condo Approval list is the only official list released by HUD.. It is updated once a day, so there is a 24-hour lag for condos that become FHA Approved, and when they appear on the list.Because of this, make sure to check back daily to see any updates made by HUD to the FHA Condominium Approval list.